When we consider personal disaster preparedness, we often default to a home or car kit of food, water and medicine to allow us to survive any emergency. We overlook the importance of documents in preparing for an emergency. Here's a short list of documents you will want to have prepared and in a protected location in the event of family or natural disaster. These documents may be necessary to help you access emergency resources, government assistance, or personal care needs

The Small Business Administration (SBA) reports that 25% of businesses never reopen after an emergency shutdown. Most of us consider the likelihood of a disaster to be remote. But the reality is that disaster strikes suddenly and unpredictably. Disasters are expensive even when only resulting in a minor inconvenience such as a day without power and phones. As in all things, preparation is the key to business success. Just as you prepare for your greatest challenges in busi